Create the good environment, superintendency that limits law red line, indispensable to activity of innovation of of all kinds finance

On the conference of countrywide banking job that concluded a few days ago, the financial job that Xi Jinping's secretary-general points out one of 4 big principles are " aggrandizement is superintended, rise be on guard dissolve financial venture ability " . Of the party 18 big since, industry of our country banking makes great, progress fast, also improve to superintending at the same time raised taller more pressing requirement. This conference " strong superintend " label a keyword, it is hasten of general trends place, it is people's expectations place returns, will safe to safeguarding finance, be on guard dissolve a risk to produce far-reaching effect.

The viewpoint thinks to strengthen superintendency meeting to weaken the vigor that finance innovates, as abhorrent as the direction that commercializes reform, produce adverse effect to orgnaization business even. This is actually read misunderstanding by accident to superintending what concern with innovation, the source that did not make clear financial industry innovation develops and flow, do not understand " strong superintend " with commercialize not only both can be implemented without coming into conflict, still put in the underlying concern that supplement each other. In fact, any financial innovation cannot leave authoritative and efficient law to superintend, cannot leave to serve the basic requirement of hypostatic economy.

Financial capital rises from the day that be born, have double property. Offer be in harmony of monetary credit, stimulative capital to connect on one hand, promoted resource the efficiency of configuration, be called " the core of modern economy " . On the other hand fictitious capital photograph is having huge than industrial capital speculation and the sex that pursue interest, once flounce off,superintend manacle the bronco that can become bolt, devouringly plays case " Qian Sheng money " " take off solid to empty " game, be in easily of forestall and lever aid push next accumulation, enlarge systematization risk. Western capitalism develops up to now, flush " bubble " ceaseless become acute its economy contradiction, lead to periodic crisis, opposite is spent fictitious the superintendency not do one's best that change is important inducement. We bury market economy seed into socialistic soil, must want pair of finance capital Yangjili, except its fraud, let be on guard the theme that dissolves a risk to become financial job eternity.

Finance is vivid, economy is vivid; Financial chaos, economic chaos. The one Chichun water that if reform can activation,innovates, so superintend even if prevent the risk, dikes and dams that guards a bottom line. Innovation of estate credit business is for instance medium, be worth to encourage of course to reduce a room to borrow the burden, move that raises convenience sex, but violate consumptive loan compasses bale alleged " head pay borrow " , add lever in disorder in the dark, bury the hidden trouble that played capital catenary to rupture. Be like the P2P chaos elephant that emerge in endlessly, local government again " bright solid debt " , make clear break away from superintendency orbital to innovate to be able to be on evil ways only. And face " 3 farming " , help deficient, poineering Pu Huijin be in harmony up to look seem new idea flatly, found the balance place of economic value and social value however. So, do not want a fault to think superintend with innovation it is extreme misery nots allow, be not this namely those, create the good environment, superintendency that limits law red line, it is the important safeguard with indispensable activity of innovation of of all kinds finance.

Judgement " strong superintend " it is benefit after all to financial industry still be benefit sky very, most the standard of core is absent " Liduoli is little " , and in " who can get benefit " . Big to the finance of joker of secure personal gain, pull sb's chestnuts out of the fire, live on sb while helping others secretly alligator people will tell, " all business are brought into superintend " doomsday of not less than, not be what good news for certain. But to closing compasses management company and average investor, sound market regulation, reducing capital cost and protection to close right increase is full completely energy. When capital market no longer the jungly law of sweep the deck of the person that be current wins, financial innovation is spread blindly no longer booth, big when doing the loop inside body, greet be sure is the spring that financial industry law spends great progress.

Dare to superintend, more want essence of life at superintending. As corresponding as financial product innovation, it is the reform of financial superintendency oneself. Of the tamp market that this the conference offers base, the wrist that aggrandizement superintends, reform in order to open hurried, especially " strengthen construction of system of macroscopical and prudent management, strengthen a function to superintend, take behavior seriously to superintend more " " strengthen finance to superintend harmonious, fill neat superintend short board " " the perfect risk early-warning that monitor and inchoate intervention mechanism " etc, make reform point to clear and right way to superintend body, offerred target job. We are certain, for finance innovation vertical stroke has solid protective screen, provide driving power for hypostatic economy, new reform of round of finance decides the high speed in can aiding force China economy to maintain, high end in marching toward, had fallen to advance steadily jointly this dish of chess.